OC Elder Law · By Marty Burbank
VA Pension & Aid and Attendance
Benefit Estimator
Benefit Estimator
Veterans Pension · Survivors Pension · Housebound · Aid & Attendance
2026 Rates
This calculator estimates your potential monthly benefit under the VA's Veterans Pension or Survivors Pension program — including the Aid and Attendance and Housebound enhanced benefit levels. Rates shown are effective December 1, 2025 – November 30, 2026 per the VA's 2.8% COLA increase.
1
Who is applying for benefits?
2
Dependents & Household
Two-Veteran households have a separate MAPR schedule. The benefit level below reflects the highest tier for which either (or both) of you qualify.
3
Level of Care & Need
Select the level that best describes your current care situation. Your MAPR (maximum annual pension rate) increases at each level.
Select a care level above to see a description.
4
Annual Household Income
Enter combined annual income for you and your dependents. Include all sources except VA disability compensation, SSI, and welfare payments. Note: enter amounts as monthly figures — we'll annualize them automatically.
Monthly Income Sources
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$
$
$
5
Unreimbursed Medical Expenses (UMEs)
UMEs can reduce your countable income, potentially increasing your benefit. Only the amount above 5% of the basic MAPR is deductible. Examples: Medicare Part B/D premiums, supplemental insurance, home care aides, assisted living fees, prescriptions, hearing aids, dental.
Monthly Out-of-Pocket Medical Costs
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$
$
$
$
6
Countable Assets (Net Worth Check)
The 2026 net worth limit is $163,699. Net worth = countable assets + annual income. Your primary home, one vehicle, and standard household furnishings are excluded.
Countable Assets (Exclude Primary Home & Vehicle)
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$
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$
⚠️ 3-Year Look-Back: Asset transfers made within 3 years of application may trigger a penalty period of up to 5 years. Never transfer assets without legal guidance first.
Estimated
Monthly VA Pension
$0/mo
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Questions About Your Results?
Our office can review your specific situation, verify eligibility, and help document unreimbursed medical expenses to maximize your benefit. Call us at (714) 826-0680 or visit ocelderlaw.com.
Disclaimer: This calculator provides an educational estimate only and does not constitute legal or financial advice. Benefit amounts may vary based on VA verification of income, medical expenses, and net worth. VA pension rules are subject to change. Marty Burbank is a California-licensed attorney (OC Elder Law, Fullerton, CA) and is not a VA-accredited claims agent in this capacity — consult a VA-accredited representative or attorney for filing assistance.
