Medi-Cal Planning Attorneys in Fullerton
Get the Benefits You Deserve in Fullerton, CA and Bellevue, WA
Sometimes, a sudden illness or deteriorating health might require you to receive services at a skilled nursing facility. In California, the cost of a nursing home can exceed $8,000 per month. Individuals may have to pay this high cost unless they have long-term care insurance coverage or qualify for Medi-Cal.
Medi-Cal is a state benefit that can help seniors with low income or limited resources afford short-term and long-term nursing home care. Special rules govern Medi-Cal eligibility, so it is best to speak to an attorney to determine if you qualify. However, eligibility primarily depends on the amount of income and resources a person has.
When faced with a sudden serious illness or accident or when planning for long-term care, you can count on our Medi-Cal planning lawyers in Fullerton and Bellevue to help you navigate the process of finding quality care. We can help you determine the best options for care and understand how to qualify for Medi-Cal to help finance them.
Qualifying for Medi-Cal
Medi-Cal classifies property as “exempt” and “non-exempt.”
In order to qualify for Medi-Cal you must meet the following:
- Medi-Cal income limit of $2,000 for an individual
- If your spouse needs nursing home services, you can keep up to $119,220, but your spouse, as the institutionalized spouse, must only keep $2,000 in a separate account
Some resources are exempted and do not count in determining eligibility including your home – if it’s your primary residence – and your vehicle.
OC Elder Law has experience using many strategies to help clients qualify for Medi-Cal if they are over the eligibility requirements. However, qualifying for benefits is only half of the battle. When a Medi-Cal recipient passes away, Medi-Cal wants to get paid back. At OC Elder Law, we can help you, a friend, or a family member qualify for benefits while protecting their home and any other assets they might have from Medi-Cal recovery.
Seek appropriate counsel before you apply for Medi-Cal. We can give you and your family peace of mind during a difficult and uncertain time. When dealing with Medi-Cal, legal advice is something you cannot afford to go without.
Serving All of Orange County
No matter your situation, the Fullerton and Bellevue Medi-Cal planning attorneys at OC Elder Law are here to help. With decades of combined experience, our lawyers will be able to answer your questions and guide you through the process.