Long-Term Care Attorneys in Fullerton
Helping Families Plan for Long-Term Care
There are many factors to consider when assessing a person’s needs
and preferences for care. It may be difficult to know which care setting
is best for your loved one, so our list below is designed to describe
various types or “levels” of care in general terms. Please
note that within each level of care described, there are many options
in terms of types of care and care settings.
Our Fullerton long-term care lawyers at
OC Elder Law – together with a geriatric care manager – can customize our
recommendations based on the specifics of your unique situation.
(800) 220-4205 or
book a free 15-minute virtual consultation to discuss long-term care options for yourself or your loved one. We serve
clients throughout Orange County.
Independent Living (IL)
The name of this category seems to say it all: that this living situation
is appropriate for individuals who are still able to manage their lives
In this setting, the most common services provided are:
- Meals (anywhere from one to three meals per day)
In response to an increasingly aging population with growing care needs,
many communities are now offering care services to their “independent”
residents. Examples of add-on services include assistance with bathing,
dressing, and medication management.
An independent living community is ideal for individuals who:
- Are capable of living alone
- Are interested in having more social contact with their peers
- No longer drive
- Wish to live a “maintenance-free” lifestyle
Assisted Living (AL)
As the name suggests, this setting is for individuals who need assistance
around the clock. Care needs vary greatly from person to person within
assisted living, and there are many different types of communities that
offer this type of care.
Services provided in this level of care generally include:
- Meal preparation
- Periodic monitoring around the clock
- Shower assistance
- Dressing and grooming assistance
- Toileting assistance
- Medication management or reminders
An assisted living community is ideal for individuals who need assistance
throughout the day due to physical and/or cognitive limitations and yet
have some ability to move on their own (even if with the help of assistive
devices such as walkers or wheelchairs).
Dementia Care or Memory Care (MC)
Dementia or memory care communities are assisted living communities that
specialize in caring for individuals with dementia. These communities
are held to strict state regulations regarding how the community is staffed,
how employees are trained, and how the community secures the safety of
its residents. As a result, there are lower staff/resident ratios, extra
precautions to ensure residents’ safety at all times, and added
security to prevent elopement from the community. All general assisted
living services are offered in memory care settings.
Some memory care communities may offer continued care for residents who
become bedridden or need assistance with eating. They may also offer several
on-site services by medical professionals (e.g., physicians, dentists,
and geriatric psychiatrists) to reduce the need to transport residents
away from the community. A memory care community is ideal for individuals
who have moderate to severe dementia, who tend to wander, or who need
Board & Care Facilities
Board and care facilities/homes are typically single-family houses that
have been converted into residences for elderly and/or disabled individuals.
They house up to six residents in each home. All board and care facilities
provide the basic assisted living services but likely fewer amenities
and nonessential services. Some homes cater to specific resident needs
(e.g., dementia or language spoken in the home). There is a low staff/resident
ratio, but note that the caregivers may also be responsible for other
things, such as cooking and cleaning.
In general, the monthly costs are lower in board and care homes compared
to larger communities that have more staff and more comprehensive services.
A board and care home is ideal for individuals who prefer a smaller and
more home-like environment, who have specific needs that might not be
met in a larger facility, or who have a smaller budget.
Skilled Nursing Facilities (SNFS)
Skilled nursing facilities offer medical care for short- and long-term
patients. There are two types of skilled nursing patients: those who have
short-term rehabilitation needs and those who need 24-hour care for the
duration of their lives. Short-term rehabilitation services (physical
therapy, occupational therapy, and speech therapy) are provided for individuals
who are recovering from a specific event such as a hip replacement, stroke,
or heart attack.
Long-term (also referred to as “custodial”) care is provided
to individuals who need round-the-clock monitoring and total care. This
is the most highly regulated level of care available. Skilled nursing
is ideal for individuals who need post-hospital nursing care and therapy
before going home, or for individuals who are bedridden and need complete
care on a long-term basis.
Multi-Level Retirement Communities
Multi-level retirement communities offer independent living, assisted living,
and sometimes memory care on the same campus. Multi-level retirement communities
are ideal for individuals who are looking to “age in place”
as their care needs progress, or couples who have (or anticipate) different
Continuing Care Retirement Communities (CCRCS)
Continuing care retirement communities (CCRCs) provide independent living,
assisted living, memory care (sometimes), and skilled nursing on the same
campus. This is the only type of community that can care for an individual
in practically any care situation – with few exceptions, such as
behavioral issues. CCRCs are ideal for individuals who are looking to
“age in place” as their care needs progress, or couples who
have (or anticipate) different care needs.
Since many CCRCs require sizeable entrance fees, they sometimes offer added
benefits or incentives to residents, such as priority access to higher
levels of care and discounted rates for higher levels of care.
By far, the most preferred place to live for seniors is in the comfort
of their own home.
Even so, there are many things to consider when determining if the home
is the optimal setting, such as:
- The appropriateness and safety of the home environment
- The physical, cognitive, mental, and emotional health of the individual
- The availability of trained caregivers and services providers to support
The short and long-term care needs of the care recipient should be considered
when deciding to remain at home or transition to a different care setting.
Home is ideal for individuals who are cognitively, mentally, and physically
capable of caring for themselves (or who have adequate support from loved
ones or hired caregivers) and whose homes are safe environments for them
to age in place.
Discuss your needs with our long-term care attorneys in Fullerton. Call
(800) 220-4205 today.If you are ready to move forward with your estate planning,
click here to book your 90-minute planning consultation.